/* Estilos del sitio. Reglas: sin sombras, radio 4px, divisores 1px, texto a la izquierda,
   teal solo como fondo con texto navy (nunca texto teal ni blanco sobre teal). */

/* ---------- Base ---------- */
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }
body {
  margin: 0;
  background: var(--surface-page);
  color: var(--text-primary);
  font-family: var(--font-sans);
  font-size: var(--text-body);
  font-weight: var(--weight-regular);
  line-height: 1.5;
  font-feature-settings: "ss01" on, "tnum" on;
  -webkit-font-smoothing: antialiased;
}
img, svg { display: block; max-width: 100%; }
a { color: var(--link); text-underline-offset: 3px; }
a:hover { text-decoration-thickness: 2px; }
:focus-visible { outline: 2px solid var(--focus-ring); outline-offset: 2px; }
[id] { scroll-margin-top: 96px; } /* el header es sticky: que no tape los anclas (#apr, etc.) */
a, button, summary, select { touch-action: manipulation; }
/* En fondos navy el anillo marine no llega a 3:1: se usa teal. */
.band-dark :focus-visible, .site-footer :focus-visible { outline-color: var(--color-teal); }

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition-duration: 0.01ms !important; animation-duration: 0.01ms !important; }
}
ul, ol { padding: 0; margin: 0; list-style: none; }
h1, h2, h3, p, dl, dd { margin: 0; }

.visually-hidden {
  position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px;
  overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; border: 0;
}
.skip-link { position: absolute; left: -9999px; top: 0; }
.skip-link:focus { left: var(--space-16); top: var(--space-16); z-index: 100; background: var(--color-white); padding: var(--space-8) var(--space-16); }

.container { width: 100%; max-width: var(--page-max-width); margin: 0 auto; padding: 0 var(--gutter); }

/* ---------- Tipografía ---------- */
.display, .h2, .h3, .card__title, .step__title, .prose h2, .prose h3, .brand__name, .metric dd, .site-footer__name {
  font-family: var(--font-heading);
}
.display {
  font-size: var(--text-display); font-weight: var(--weight-heading);
  line-height: 1.08; letter-spacing: -0.02em; max-width: 17ch; text-wrap: balance;
}
.display--sm { font-size: var(--text-heading-lg); max-width: 22ch; }
/* Palabras largas ("PrestamosParaBarcos.com", nombres de archivo) no deben generar scroll horizontal en móvil. */
.display, .h2, .h3, .prose, .card__title { overflow-wrap: break-word; }
.prose code { overflow-wrap: anywhere; }
.h2 { font-size: var(--text-heading); font-weight: var(--weight-heading); line-height: 1.15; letter-spacing: -0.015em; text-wrap: balance; }
.h3 { font-size: var(--text-heading-sm); font-weight: 600; line-height: 1.2; letter-spacing: -0.01em; }
.lead { font-size: var(--text-body-lg); line-height: 1.45; color: var(--text-secondary); max-width: 60ch; }
.muted { color: var(--text-secondary); }
.small { font-size: var(--text-body-sm); }
.eyebrow {
  font-size: var(--text-caption); font-weight: var(--weight-medium);
  letter-spacing: 0.08em; text-transform: uppercase; color: var(--color-marine);
  margin-bottom: var(--space-16);
}
.eyebrow--on-dark { color: var(--color-teal); }
.term-en { color: var(--text-secondary); font-weight: var(--weight-regular); text-transform: none; letter-spacing: 0; }
.eyebrow .term-en { color: inherit; opacity: 0.85; }

/* ---------- Botones ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: var(--space-8);
  min-height: 44px; padding: 0.625rem 1.25rem;
  border: 1px solid transparent; border-radius: var(--radius);
  font: inherit; font-size: var(--text-body-sm); font-weight: var(--weight-medium);
  line-height: 1.2; text-decoration: none; cursor: pointer;
  transition: background-color 0.15s ease, color 0.15s ease, border-color 0.15s ease;
}
.btn--lg { min-height: 52px; padding: 0.875rem 1.5rem; font-size: var(--text-body); }
/* Principal: navy — "Solicitar financiamiento" */
.btn--primary { background: var(--color-navy); color: var(--color-white); }
.btn--primary:hover { background: var(--color-navy-hover); }
/* Secundario: teal con texto navy — "Calcular mi pago" */
.btn--accent { background: var(--color-teal); color: var(--color-navy); }
.btn--accent:hover { background: var(--color-teal-hover); }
/* Terciario: outline marine */
.btn--tertiary { background: transparent; color: var(--color-marine); border-color: var(--color-marine); }
.btn--tertiary:hover { background: var(--color-white); }
/* Sobre fondo navy */
.btn--on-dark { background: var(--color-white); color: var(--color-navy); }
.btn--on-dark:hover { background: var(--color-offwhite); }
.btn-row { display: flex; flex-wrap: wrap; gap: var(--space-8); }

/* min-height 44px: área táctil mínima (WCAG 2.5.8 / Apple HIG) sin cambiar el aspecto. */
.link-chevron { display: inline-flex; align-items: center; min-height: 44px; color: var(--link); font-weight: var(--weight-medium); text-decoration: none; }
.card--link .link-chevron { min-height: 0; } /* en tarjetas-enlace, el área táctil es toda la tarjeta */
.link-chevron:hover { text-decoration: underline; }

/* ---------- Header ---------- */
.site-header { position: sticky; top: 0; z-index: 50; background: var(--color-white); border-bottom: 1px solid var(--color-border); }
.site-header__inner { display: flex; align-items: center; gap: var(--space-24); min-height: 72px; }
.brand { display: inline-flex; align-items: center; gap: var(--space-8); min-height: 44px; color: var(--color-navy); text-decoration: none; transition: opacity 0.15s ease; }
.brand:hover { opacity: 0.92; }
.brand__mark { display: inline-flex; align-items: center; justify-content: center; width: 48px; height: 23px; flex-shrink: 0; color: var(--color-teal-ink); transition: color 0.15s ease; }
.brand:hover .brand__mark { color: var(--color-teal); }
.brand__name { font-size: 1.125rem; font-weight: var(--weight-heading); letter-spacing: -0.02em; }
.brand__highlight { color: var(--color-teal-ink); font-weight: 800; transition: color 0.15s ease; }
.brand:hover .brand__highlight { color: var(--color-teal); }
.brand__highlight-light { color: var(--color-teal); font-weight: 800; }
.brand__tld { color: var(--color-slate-text); font-weight: var(--weight-regular); font-size: 0.95em; }
.brand__tld-light { color: var(--text-on-dark-muted); font-weight: var(--weight-regular); font-size: 0.95em; }

/* ---------- Menú principal (Pages/Shared/_Menu.cshtml) ---------- */
.site-nav { display: flex; align-items: center; gap: var(--space-24); margin-left: auto; }
.site-nav__list { display: flex; align-items: center; gap: 4px; }

.nav-link {
  display: inline-flex; align-items: center; gap: 6px; min-height: 44px; padding: 0 0.875rem;
  color: var(--color-navy); font-size: 1rem; font-weight: var(--weight-medium);
  text-decoration: none; cursor: pointer; border-radius: var(--radius); position: relative;
  transition: background-color 0.15s ease-out, color 0.15s ease-out;
}
.nav-link:hover, .nav-dropdown[open] > .nav-link { background: var(--color-offwhite); color: var(--color-marine); }
/* Indicador de sección actual: barra teal + peso, no solo color. */
.nav-link.is-current::after {
  content: ""; position: absolute; left: 0.875rem; right: 0.875rem; bottom: 4px;
  height: 3px; border-radius: 2px; background: var(--color-teal);
}
.nav-link--calc svg { color: var(--color-marine); }
.nav-link__chevron { transition: transform 0.2s ease-out; }
.nav-dropdown[open] .nav-link__chevron { transform: rotate(180deg); }
.nav-dropdown > summary { list-style: none; }
.nav-dropdown > summary::-webkit-details-marker { display: none; }

/* Panel desplegable a lo ancho del header (el header sticky es su referencia). */
.mega {
  position: absolute; left: 0; right: 0; top: 100%;
  background: var(--color-white); border-top: 1px solid var(--color-border); border-bottom: 1px solid var(--color-border);
  padding: var(--space-32) 0 var(--space-40);
  animation: mega-in 0.18s ease-out;
}
@keyframes mega-in { from { opacity: 0; transform: translateY(-6px); } to { opacity: 1; transform: none; } }
.mega__inner { display: grid; grid-template-columns: 1fr 320px; gap: var(--space-48); }
.mega__heading {
  display: inline-flex; gap: 6px; margin-bottom: var(--space-16);
  font-family: var(--font-heading); font-size: var(--text-body-lg); font-weight: var(--weight-heading);
  color: var(--color-navy); text-decoration: none;
}
a.mega__heading:hover { color: var(--color-marine); }
.mega__links { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 4px var(--space-24); }
.mega__link {
  display: grid; gap: 2px; padding: 12px var(--space-16); margin-left: calc(-1 * var(--space-16));
  border-radius: var(--radius); text-decoration: none; color: var(--color-navy);
}
.mega__link:hover { background: var(--color-offwhite); }
.mega__link[aria-current="page"] { background: var(--color-offwhite); box-shadow: inset 3px 0 0 var(--color-teal); }
.mega__link-title { font-weight: var(--weight-medium); }
.mega__link-text {
  font-size: var(--text-body-sm); color: var(--text-secondary); line-height: 1.4;
  display: -webkit-box; -webkit-line-clamp: 2; -webkit-box-orient: vertical; overflow: hidden;
}
.mega__promo {
  display: grid; gap: var(--space-8); align-content: start; padding: var(--space-32);
  border-radius: var(--radius); background: var(--color-navy); color: var(--text-on-dark);
}
.mega__promo-eyebrow { font-size: var(--text-caption); font-weight: var(--weight-medium); letter-spacing: 0.08em; text-transform: uppercase; color: var(--color-teal); }
.mega__promo-title { font-family: var(--font-heading); font-size: var(--text-body-lg); font-weight: var(--weight-heading); line-height: 1.25; }
.mega__promo-text { color: var(--text-on-dark-muted); font-size: var(--text-body-sm); margin-bottom: var(--space-8); }
.mega__promo .btn { justify-self: start; }
.mega__promo :focus-visible { outline-color: var(--color-teal); }

/* Teléfono y botón a la derecha */
.site-nav__actions { display: flex; align-items: center; gap: var(--space-16); }
.nav-phone {
  display: inline-flex; align-items: center; gap: var(--space-8); min-height: 44px;
  color: var(--color-navy); text-decoration: none; font-weight: var(--weight-medium); white-space: nowrap;
}
.nav-phone svg { flex: none; color: var(--color-marine); }
.nav-phone__text { display: grid; line-height: 1.15; }
.nav-phone__text small { font-size: var(--text-caption); font-weight: var(--weight-regular); color: var(--text-secondary); }
.nav-phone:hover { color: var(--color-marine); }
@media (min-width: 1080px) and (max-width: 1239px) { .nav-phone__text { display: none; } } /* solo el ícono si falta espacio */

/* Botón de menú (móvil) */
.nav-toggle {
  display: none; align-items: center; gap: var(--space-8); margin-left: auto; min-height: 44px; padding: 0 12px;
  background: none; border: 1px solid var(--color-border); border-radius: var(--radius);
  color: var(--color-navy); font: inherit; font-weight: var(--weight-medium); cursor: pointer;
}
.nav-toggle:hover { background: var(--color-offwhite); }
@media (max-width: 419px) {
  /* En teléfonos chicos el logo + "Menú" no caben: queda el ícono y el texto solo para lectores de pantalla. */
  .nav-toggle { padding: 0 10px; flex: none; }
  .nav-toggle__label { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
  .site-header__inner { gap: var(--space-16); }
  .brand { min-width: 0; }
  .brand__name { font-size: 0.9375rem; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
}
.nav-toggle__close { display: none; }
.nav-toggle[aria-expanded="true"] .nav-toggle__open { display: none; }
.nav-toggle[aria-expanded="true"] .nav-toggle__close { display: block; }

@media (max-width: 1079px) {
  .nav-toggle { display: inline-flex; }
  /* Panel a pantalla completa bajo el header */
  .site-nav {
    display: none; position: fixed; left: 0; right: 0; top: 72px; bottom: 0; z-index: 49;
    flex-direction: column; align-items: stretch; gap: 0;
    background: var(--color-white); overflow-y: auto; overscroll-behavior: contain;
  }
  .site-nav.is-open { display: flex; }
  .site-nav__list { flex-direction: column; align-items: stretch; gap: 0; padding: var(--space-8) var(--gutter); flex: 1; }
  .nav-item { border-bottom: 1px solid var(--color-border); }
  .nav-link { width: 100%; justify-content: space-between; min-height: 56px; padding: 0; font-family: var(--font-heading); font-size: 1.125rem; font-weight: var(--weight-heading); border-radius: 0; }
  .nav-link:hover, .nav-dropdown[open] > .nav-link { background: none; }
  .nav-link.is-current::after { left: 0; right: auto; width: 24px; bottom: 8px; }
  .nav-link--calc { justify-content: flex-start; }
  .mega { position: static; border: 0; padding: 0 0 var(--space-16); animation: none; }
  .mega .container { padding: 0; }
  .mega__inner { grid-template-columns: 1fr; gap: var(--space-16); }
  .mega__heading { font-size: var(--text-body); margin-bottom: var(--space-8); }
  .mega__links { grid-template-columns: 1fr; }
  .mega__link { margin-left: 0; padding: 10px var(--space-16); }
  .mega__link-text { -webkit-line-clamp: 1; }
  .mega__promo { padding: var(--space-24); }
  /* Acciones fijas al pie del panel */
  .site-nav__actions {
    position: sticky; bottom: 0; flex-direction: column; align-items: stretch; gap: var(--space-8);
    padding: var(--space-16) var(--gutter) calc(var(--space-16) + env(safe-area-inset-bottom));
    background: var(--color-white); border-top: 1px solid var(--color-border);
  }
  .nav-phone { justify-content: center; border: 1px solid var(--color-border); border-radius: var(--radius); min-height: 48px; }
  .nav-phone__text { display: grid; }
  .site-nav__cta { min-height: 48px; }
  html.nav-open { overflow: hidden; } /* sin scroll de fondo con el menú abierto */
}

/* ---------- Breadcrumbs ---------- */
.breadcrumbs { padding-top: var(--space-24); font-size: var(--text-body-sm); color: var(--text-secondary); }
.breadcrumbs ol { display: flex; flex-wrap: wrap; gap: var(--space-8); }
.breadcrumbs li + li::before { content: "›"; margin-right: var(--space-8); color: var(--color-slate); }
.breadcrumbs ol { align-items: center; }
.breadcrumbs a { display: inline-flex; align-items: center; min-height: 44px; color: var(--text-secondary); text-decoration: none; }
.breadcrumbs a:hover { color: var(--color-marine); text-decoration: underline; }
.breadcrumbs [aria-current="page"] { color: var(--color-navy); }

/* ---------- Secciones ---------- */
.section { padding: var(--section-gap) 0; border-top: 1px solid var(--color-border); }
.section--tight { padding: var(--space-48) 0; }
.section--band { background: var(--color-white); }
.section-head { margin-bottom: var(--space-48); display: grid; gap: var(--space-16); }
.section-head .eyebrow { margin-bottom: 0; }
/* Encabezados de bloques secundarios (Relacionado, En esta sección): menos aire que una sección principal, pero nunca pegados. */
.section-head--sm { margin-bottom: var(--space-32); gap: var(--space-8); }
.page-hero { padding: var(--space-64) 0 var(--space-48); }
.page-hero .lead { margin-top: var(--space-24); }
.page-hero .btn-row { margin-top: var(--space-32); }
.split { display: grid; gap: var(--space-48); grid-template-columns: 1fr; }
.split > div { display: grid; gap: var(--space-24); align-content: start; }
.split--center { align-items: center; }
@media (min-width: 960px) { .split { grid-template-columns: 1.1fr 0.9fr; gap: var(--space-80); } }
.section > .container > .link-chevron { margin-top: var(--space-32); }

/* ---------- Hero ---------- */
.hero { padding: var(--space-64) 0 var(--section-gap); }
.hero__grid { display: grid; gap: var(--space-48); align-items: start; }
.hero__copy { display: grid; gap: var(--space-24); align-content: start; padding-top: var(--space-16); }
.microcopy { font-size: var(--text-body-sm); color: var(--text-secondary); }
.trust-note { display: flex; gap: var(--space-8); align-items: flex-start; font-size: var(--text-body-sm); color: var(--text-secondary); max-width: 48ch; }
.trust-note svg { flex: none; color: var(--color-marine); margin-top: 1px; }
.hero__calc { display: grid; gap: var(--space-16); }
@media (min-width: 1080px) { .hero__grid { grid-template-columns: 1.15fr 0.85fr; gap: var(--space-64); } }

/* ---------- Tarjetas ---------- */
.card { background: var(--surface-card); border: 1px solid var(--color-border); border-radius: var(--radius); padding: var(--space-32); display: grid; gap: var(--space-16); align-content: start; }
.card--elevated { border-color: var(--color-border); }
.card--compact { padding: var(--space-24); }
.card--link { padding: 0; }
.card--link > a { display: grid; gap: var(--space-16); align-content: start; height: 100%; padding: var(--space-32); color: inherit; text-decoration: none; border-radius: var(--radius); }
.card--compact.card--link > a { padding: var(--space-24); }
.card--link:hover { border-color: var(--color-marine); }
.card--link:hover .link-chevron { text-decoration: underline; }
.card__title { font-size: var(--text-subheading); font-weight: 600; line-height: 1.2; letter-spacing: -0.01em; color: var(--color-navy); }
.card__title--sm { font-size: var(--text-body-lg); }
.card__text { color: var(--text-secondary); }
.card-grid { display: grid; gap: var(--space-24); grid-template-columns: 1fr; }
@media (min-width: 640px) { .card-grid--2, .card-grid--3, .card-grid--4 { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1080px) { .card-grid--3 { grid-template-columns: repeat(3, 1fr); } .card-grid--4 { grid-template-columns: repeat(4, 1fr); } }

/* ---------- Pasos ---------- */
.steps { display: grid; gap: var(--space-24); counter-reset: step; margin-bottom: var(--space-32); }
@media (min-width: 768px) { .steps { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1080px) { .steps { grid-template-columns: repeat(4, 1fr); } }
.step { counter-increment: step; border-top: 2px solid var(--color-navy); padding-top: var(--space-24); display: grid; gap: var(--space-8); }
.step::before { content: counter(step, decimal-leading-zero); font-size: var(--text-body-sm); color: var(--color-marine); font-weight: var(--weight-medium); }
.step__title { font-size: var(--text-subheading); font-weight: 600; }
.step p { color: var(--text-secondary); }

/* ---------- Listas ---------- */
.checklist { display: grid; gap: 0; border-top: 1px solid var(--color-border); }
.checklist li { display: flex; gap: var(--space-16); align-items: center; padding: var(--space-16) 0; border-bottom: 1px solid var(--color-border); }
.checklist li::before {
  content: ""; flex: none; width: 20px; height: 20px; border-radius: var(--radius-pill);
  background: var(--color-teal) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230B1F33' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m6 12 4 4 8-8'/%3E%3C/svg%3E") center / 14px no-repeat;
}
.tag-list { display: flex; flex-wrap: wrap; gap: var(--space-8); }
.tag { display: inline-block; padding: var(--space-8) var(--space-16); border: 1px solid var(--color-border); border-radius: var(--radius-pill); color: var(--color-navy); text-decoration: none; background: var(--color-white); }
.tag:hover { border-color: var(--color-marine); color: var(--color-marine); }
.faq-list { display: grid; border-top: 1px solid var(--color-border); margin-bottom: var(--space-8); }
.faq-list li { border-bottom: 1px solid var(--color-border); font-size: var(--text-body-lg); font-weight: var(--weight-regular); }
.faq-list li:not(:has(a)) { padding: var(--space-16) 0; }
.faq-list a { display: flex; justify-content: space-between; gap: var(--space-16); padding: var(--space-16) 0; color: var(--color-navy); text-decoration: none; }
.faq-list a::after { content: "›"; color: var(--color-marine); }
.faq-list a:hover { color: var(--color-marine); text-decoration: underline; }

/* ---------- Glosario ---------- */
.glossary-grid { display: grid; gap: 0 var(--space-32); grid-template-columns: 1fr; margin-bottom: var(--space-8); }
@media (min-width: 768px) { .glossary-grid { grid-template-columns: repeat(2, 1fr); } }
.glossary-term { display: grid; grid-template-columns: minmax(120px, 0.4fr) 1fr; gap: var(--space-16); align-items: center; padding: 4px 0; border-bottom: 1px solid var(--color-border); }
.glossary-term dt a { display: flex; align-items: center; min-height: 44px; color: var(--color-navy); font-weight: var(--weight-medium); text-decoration: none; }
.glossary-term dt a:hover { color: var(--color-marine); text-decoration: underline; }
.glossary-term dd { color: var(--text-secondary); }

/* ---------- Banda oscura (confianza / siguiente paso) ---------- */
.band-dark { background: var(--surface-dark); color: var(--text-on-dark); padding: var(--space-80) 0; }
.band-dark__inner { display: grid; gap: var(--space-32); align-items: end; }
.band-dark__inner > div:first-child { display: grid; gap: var(--space-16); }
.band-dark .lead { color: var(--text-on-dark-muted); }
.band-dark .small { color: var(--text-on-dark-muted); }
.band-dark a:not(.btn) { color: var(--link-on-dark); }
@media (min-width: 960px) { .band-dark__inner { grid-template-columns: 1fr auto; gap: var(--space-64); } }

/* ---------- CTA final ---------- */
.cta-final .container { display: grid; gap: var(--space-24); }
.cta-final .display { max-width: 20ch; }

/* ---------- Calculadora ---------- */
.calculator { display: grid; gap: var(--space-32); }
.calculator__fields { display: grid; gap: var(--space-16); grid-template-columns: 1fr; }
@media (min-width: 640px) { .calculator__fields { grid-template-columns: repeat(2, 1fr); } }
.calculator:not(.calculator--compact) { background: var(--surface-card); border: 1px solid var(--color-border); border-radius: var(--radius); padding: var(--space-32); }
@media (min-width: 1080px) {
  .calculator:not(.calculator--compact) { grid-template-columns: 1.1fr 0.9fr; gap: var(--space-48); }
  .calculator:not(.calculator--compact) .amortization { grid-column: 1 / -1; }
}
/* align-content: start → aunque un campo vecino tenga nota debajo, etiquetas y casillas quedan alineadas. */
.field { display: grid; gap: 6px; align-content: start; }
.field label { font-size: var(--text-body-sm); font-weight: var(--weight-medium); color: var(--color-navy); align-self: end; }
/* subgrid: etiqueta / casilla / nota comparten filas con el campo vecino → casillas alineadas aunque una etiqueta ocupe dos líneas. */
@supports (grid-template-rows: subgrid) {
  .calculator__fields .field { grid-row: span 3; grid-template-rows: subgrid; row-gap: 6px; }
}
.field__hint { font-size: var(--text-caption); color: var(--text-secondary); }
.field input, .field select {
  width: 100%; height: 48px; padding: 0 0.75rem;
  border: 1px solid var(--color-border-input); border-radius: var(--radius);
  background: var(--color-white); color: var(--color-navy);
  font: inherit; font-size: var(--text-body);
}
.field input:focus, .field select:focus { outline: 2px solid var(--focus-ring); outline-offset: 0; border-color: var(--focus-ring); }
.input-affix { position: relative; display: flex; align-items: center; }
.field > .input-affix, .field > select { align-self: start; }
.input-affix > span { position: absolute; left: 0.75rem; color: var(--text-secondary); pointer-events: none; }
.input-affix input { padding-left: 1.75rem; }
.input-affix--suffix > span { left: auto; right: 0.75rem; }
.input-affix--suffix input { padding-left: 0.75rem; padding-right: 2rem; }

.calculator__note { grid-column: 1 / -1; font-size: var(--text-caption); color: var(--text-secondary); margin-top: -4px; }

/* Resultado: panel tintado para que se lea como "la respuesta". */
.calculator__result {
  display: grid; gap: var(--space-16); align-content: start;
  padding: var(--space-24); border-radius: var(--radius); background: var(--color-offwhite); border: 1px solid var(--color-border);
}
.calculator__errors { color: var(--color-error); font-size: var(--text-body-sm); display: grid; gap: 4px; }
.metrics { display: grid; gap: var(--space-16) var(--space-24); grid-template-columns: 1fr 1fr; }
.metric { display: grid; gap: 2px; align-content: start; }
.metric dt { font-size: var(--text-body-sm); color: var(--text-secondary); }
.metric dd { font-size: var(--text-heading-sm); font-weight: 600; letter-spacing: -0.01em; line-height: 1.15; }
.metric--main { grid-column: 1 / -1; }
.metric--main dd { font-size: var(--text-heading-lg); letter-spacing: -0.02em; line-height: 1; }
.calculator__result .btn-row .btn { flex: 1 1 auto; }

/* Versión corta (Home): más compacta para que el resultado y los botones queden a la vista. */
.calculator--compact { gap: var(--space-16); }
/* Dos columnas también en móvil: son 4 cifras cortas y así el resultado queda más cerca. */
.calculator--compact .calculator__fields { gap: var(--space-16) var(--space-12, 12px); grid-template-columns: repeat(2, minmax(0, 1fr)); }
.calculator--compact .metrics { grid-template-columns: auto 1fr; align-items: end; }
.calculator--compact .metric--main { grid-column: auto; }
.calculator--compact .metric--main dd { font-size: 2.5rem; }
.calculator--compact .metric:not(.metric--main) { justify-self: end; text-align: right; }
.hero__calc { gap: var(--space-8); padding: var(--space-32) var(--space-32) var(--space-24); }
.hero__calc .muted { font-size: var(--text-body-sm); margin-bottom: var(--space-8); }
@media (max-width: 419px) {
  .calculator--compact .metrics { grid-template-columns: 1fr; }
  .calculator--compact .metric:not(.metric--main) { justify-self: start; text-align: left; }
  .hero__calc { padding: var(--space-24) var(--space-16); }
}
@media (min-width: 1080px) { .calculator:not(.calculator--compact) .calculator__result { position: sticky; top: 96px; } }
.disclaimer { font-size: var(--text-caption); color: var(--text-secondary); line-height: 1.45; }
.js .js-hidden { display: none; }

.amortization { border-top: 1px solid var(--color-border); padding-top: var(--space-16); }
.amortization summary, .faq-item summary { display: flex; align-items: center; min-height: 44px; cursor: pointer; }
.amortization summary { color: var(--color-marine); font-weight: var(--weight-medium); }
.table-scroll { overflow-x: auto; margin-top: var(--space-16); }
.amortization table { width: 100%; border-collapse: collapse; font-size: var(--text-body-sm); }
.amortization th, .amortization td { text-align: right; padding: var(--space-8) var(--space-16); border-bottom: 1px solid var(--color-border); white-space: nowrap; }
.amortization th:first-child, .amortization td:first-child { text-align: left; }
.amortization th { color: var(--text-secondary); font-weight: var(--weight-medium); }

/* ---------- Contenido (Markdown) ---------- */
.prose { max-width: 72ch; padding-bottom: var(--space-64); font-size: 1.0625rem; }
.prose > * + * { margin-top: var(--space-16); }
.prose h2 { font-size: var(--text-heading); font-weight: var(--weight-heading); letter-spacing: -0.02em; line-height: 1.15; margin-top: var(--space-48); }
.prose h3 { font-size: var(--text-subheading); font-weight: var(--weight-regular); margin-top: var(--space-32); scroll-margin-top: 96px; }
.prose ul { list-style: disc; padding-left: 1.25rem; }
.prose ol { list-style: decimal; padding-left: 1.25rem; }
.prose li + li { margin-top: var(--space-8); }
.prose blockquote { margin-left: 0; padding: var(--space-16) var(--space-24); border-left: 2px solid var(--color-marine); background: var(--color-white); color: var(--text-secondary); }
.prose blockquote p { margin: 0; }
.prose p, .prose li { line-height: 1.65; }
.prose h2 + p, .prose h2 + ul, .prose h2 + ol { margin-top: var(--space-16); }
.prose a { font-weight: var(--weight-medium); }
.prose em { color: var(--color-navy); }
/* Tablas comparativas (dealer vs particular, plazo corto vs largo) */
.prose table { width: 100%; border-collapse: collapse; margin: var(--space-24) 0; font-size: var(--text-body-sm); background: var(--color-white); border: 1px solid var(--color-border); border-radius: var(--radius); overflow: hidden; display: block; overflow-x: auto; }
.prose th, .prose td { padding: 12px var(--space-16); border-bottom: 1px solid var(--color-border); text-align: left; vertical-align: top; }
.prose thead th { background: var(--color-navy); color: var(--color-white); font-weight: var(--weight-medium); }
.prose tbody td:first-child { font-weight: var(--weight-medium); color: var(--color-navy); }
/* Listas de verificación (- [ ]) */
.prose ul.contains-task-list { list-style: none; padding-left: 0; }
.prose .task-list-item { display: flex; gap: 12px; align-items: baseline; }
.prose .task-list-item input[type="checkbox"] { flex: none; width: 18px; height: 18px; accent-color: var(--color-teal-ink); transform: translateY(3px); }
/* Notas destacadas (> texto) */
.prose blockquote { border-left-color: var(--color-teal); border-radius: 0 var(--radius) var(--radius) 0; }
.faq-item { border-bottom: 1px solid var(--color-border); padding: var(--space-16) 0; }
.faq-item summary { cursor: pointer; font-weight: var(--weight-medium); justify-content: space-between; gap: var(--space-16); list-style: none; }
.faq-item summary::-webkit-details-marker { display: none; }
/* Flecha que indica que la pregunta se abre; gira al abrirla. */
.faq-item summary::after {
  content: ""; flex: none; width: 10px; height: 10px; margin-right: 6px;
  border-right: 2px solid var(--color-marine); border-bottom: 2px solid var(--color-marine);
  transform: translateY(-3px) rotate(45deg); transition: transform 0.2s ease;
}
.faq-item[open] summary::after { transform: translateY(3px) rotate(-135deg); }
.faq-item summary:hover { color: var(--color-marine); }
@media (prefers-reduced-motion: reduce) { .faq-item summary::after { transition: none; } }
.faq-item p { margin-top: var(--space-8); color: var(--text-secondary); }
.draft-badge { display: inline-block; margin-bottom: var(--space-16); padding: 4px 12px; border-radius: var(--radius-pill); background: #FFF4D6; color: #6B4E00; font-size: var(--text-caption); font-weight: var(--weight-medium); }
.back-to-hub { padding-bottom: var(--space-48); }

/* ---------- Footer ---------- */
.site-footer { background: var(--surface-dark); color: var(--text-on-dark-muted); padding: var(--space-64) 0 var(--space-32); font-size: var(--text-body-sm); }
.site-footer a { color: var(--text-on-dark); text-decoration: none; }
.site-footer a:hover { color: var(--color-teal); text-decoration: underline; }
.site-footer__top { display: grid; gap: var(--space-48); padding-bottom: var(--space-48); border-bottom: 1px solid rgba(255, 255, 255, 0.14); }
@media (min-width: 960px) { .site-footer__top { grid-template-columns: 1fr 1.4fr; } }
.site-footer__brand { display: grid; gap: var(--space-16); max-width: 42ch; }
.site-footer__name { color: var(--text-on-dark); font-size: var(--text-body-lg); font-weight: var(--weight-medium); }
.site-footer__links { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 0 var(--space-32); }
.site-footer__links a, .site-footer__legal a, .site-footer__brand a { display: inline-flex; align-items: center; min-height: 44px; }
@media (min-width: 640px) { .site-footer__links { grid-template-columns: repeat(3, minmax(0, 1fr)); } }
.site-footer__disclaimer { padding: var(--space-32) 0; font-size: var(--text-caption); line-height: 1.6; max-width: 110ch; }
.site-footer__bottom { display: flex; flex-wrap: wrap; justify-content: space-between; gap: var(--space-16); font-size: var(--text-caption); }
.site-footer__legal { display: flex; gap: var(--space-24); }

/* =====================================================================
   Imágenes (Content/imagenes.yml + <imagen slot="...">)
   ===================================================================== */
.media { display: block; width: 100%; height: auto; object-fit: cover; }

/* Espacio reservado mientras la foto no existe: degradado de marca con olas sutiles. */
.media--pending {
  position: relative; display: grid; place-items: center; overflow: hidden;
  color: var(--color-white);
  background:
    url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='120' height='24' viewBox='0 0 120 24'%3E%3Cpath d='M0 12c15 0 15-8 30-8s15 8 30 8 15-8 30-8 15 8 30 8' fill='none' stroke='%23FFFFFF' stroke-opacity='.08' stroke-width='2'/%3E%3C/svg%3E"),
    linear-gradient(135deg, var(--color-marine) 0%, var(--color-navy) 100%);
}
.media__todo {
  display: grid; gap: 4px; justify-items: center; max-width: 44ch; margin: var(--space-16);
  padding: var(--space-16); text-align: center; font-size: var(--text-caption); line-height: 1.4;
  background: rgba(11, 31, 51, 0.6); border: 1px dashed rgba(255, 255, 255, 0.55); border-radius: var(--radius);
}
.media__todo strong { font-size: var(--text-body-sm); color: var(--color-teal); }
.media__todo small { opacity: 0.8; word-break: break-all; }

/* Fondo a sangre detrás de texto (hero, bandas). */
.hero__bg, .band__bg {
  position: absolute; inset: 0; z-index: -2;
  width: 100%; height: 100%; aspect-ratio: auto !important; object-fit: cover;
}
.hero__bg {
  object-position: 85% center;
}
.hero__bg .media__todo, .band__bg .media__todo { position: absolute; right: var(--space-16); bottom: var(--space-16); margin: 0; }

/* ---------- Hero con foto ---------- */
.hero--media, .page-hero--media {
  position: relative; isolation: isolate; overflow: hidden;
  color: var(--text-on-dark); background: var(--color-navy);
}
.hero--media::after, .page-hero--media::after {
  content: ""; position: absolute; inset: 0; z-index: -1;
  /* Izquierda casi opaca (texto), derecha deja ver la foto. */
  background: linear-gradient(90deg, var(--overlay-strong) 0%, var(--overlay-medium) 45%, var(--overlay-soft) 100%);
}
.hero--media { padding: var(--space-80) 0 var(--space-96); }
.hero--media .hero__copy { max-width: 640px; }
.hero--media .lead, .page-hero--media .lead { color: rgba(255, 255, 255, 0.88); }
.hero--media .microcopy, .hero--media .trust-note { color: rgba(255, 255, 255, 0.82); }
.hero--media .trust-note svg { color: var(--color-teal); }
.page-hero--media { padding: var(--space-80) 0; }
@media (max-width: 1079px) {
  .hero--media::after, .page-hero--media::after {
    background: linear-gradient(180deg, var(--overlay-strong) 0%, var(--overlay-medium) 60%, rgba(11, 31, 51, 0.55) 100%);
  }
}
.hero--media .hero__calc { color: var(--text-primary); box-shadow: 0 24px 48px rgba(11, 31, 51, 0.28); }
.hero__calc .eyebrow { margin: 0; }
.hero__calc h2 { margin: 0 0 var(--space-8); color: var(--color-navy); }

/* Home: la calculadora va en el hero, a la derecha. La foto se voltea para que la familia
   quede a la izquierda (detrás del texto, bajo el degradado) y el mar a la derecha, bajo la calculadora. */
img.hero__bg[src*="home-hero"] { transform: scaleX(-1); }
.hero--media .hero__grid { align-items: center; }
.hero--media .hero__grid .hero__copy { max-width: 600px; }

/* Botón contorno claro (secundario sobre foto/fondo oscuro). */
.btn--outline-light { background: transparent; color: var(--color-white); border-color: rgba(255, 255, 255, 0.75); }
.btn--outline-light:hover { background: rgba(255, 255, 255, 0.12); border-color: var(--color-white); }
.hero--media :focus-visible, .page-hero--media :focus-visible { outline-color: var(--color-teal); }

/* ---------- Bandas oscuras con foto ---------- */
.band-dark--media { position: relative; isolation: isolate; overflow: hidden; }
.band-dark--media::after { content: ""; position: absolute; inset: 0; z-index: -1; background: rgba(11, 31, 51, 0.86); }
.cta-final.band-dark--media::after { background: linear-gradient(90deg, var(--overlay-strong) 0%, var(--overlay-medium) 55%, rgba(11, 31, 51, 0.45) 100%); }
.cta-final.band-dark { padding: var(--space-96) 0; }
.cta-final .lead { color: rgba(255, 255, 255, 0.88); }

/* ---------- Tarjetas con foto ---------- */
.card--media { overflow: hidden; }
.card--media .card__img {
  width: calc(100% + 2 * var(--space-32)); max-width: none; margin: calc(-1 * var(--space-32)) calc(-1 * var(--space-32)) var(--space-8);
  aspect-ratio: 4 / 3; object-fit: cover; border-radius: var(--radius) var(--radius) 0 0;
  transition: transform 0.3s ease-out;
}
.card-grid--2 .card--media .card__img { aspect-ratio: 16 / 9; }
.card--compact.card--media .card__img { width: calc(100% + 2 * var(--space-24)); margin: calc(-1 * var(--space-24)) calc(-1 * var(--space-24)) var(--space-8); }
.card--link { transition: border-color 0.2s ease-out, transform 0.2s ease-out; }
.card--link:hover { transform: translateY(-3px); }
.card--link:hover .card__img, .card--media:hover .card__img { transform: scale(1.03); }

/* ---------- Secciones divididas con foto ---------- */
.split--media { align-items: center; }
.split__img { width: 100%; aspect-ratio: 4 / 5 !important; max-height: 620px; object-fit: cover; border-radius: var(--radius); }
@media (max-width: 959px) { .split__img { aspect-ratio: 16 / 10 !important; } }
@media (min-width: 960px) {
  .split--media { grid-template-columns: 0.9fr 1.1fr; }
  .split--reverse { grid-template-columns: 1.1fr 0.9fr; }
  .split--reverse > .split__img { order: 2; }
}
.checklist--2col { border-top: 0; }
@media (min-width: 640px) { .checklist--2col { grid-template-columns: 1fr 1fr; column-gap: var(--space-32); } }

/* ---------- Páginas internas: cuerpo + columna lateral ---------- */
.page-hero--media .draft-badge { background: #FFF4D6; }
.page-body { padding-top: var(--space-48); }
.page-body--sidebar { display: grid; gap: var(--space-48); }
@media (min-width: 1080px) {
  .page-body--sidebar { grid-template-columns: minmax(0, 1fr) 320px; gap: var(--space-64); align-items: start; }
  .page-aside { position: sticky; top: 96px; }
}
.page-aside { display: grid; gap: var(--space-24); padding-bottom: var(--space-48); }
.aside-nav { background: var(--color-white); border: 1px solid var(--color-border); border-radius: var(--radius); padding: var(--space-8) 0; }
.aside-nav__title a {
  display: flex; align-items: center; min-height: 44px; padding: 0 var(--space-24);
  font-family: var(--font-heading); font-weight: var(--weight-heading); color: var(--color-navy); text-decoration: none;
}
.aside-nav ul { border-top: 1px solid var(--color-border); padding-top: var(--space-8); }
.aside-nav li a {
  display: flex; align-items: center; min-height: 44px; padding: 0 var(--space-24);
  color: var(--text-secondary); text-decoration: none; border-left: 3px solid transparent;
}
.aside-nav li a:hover { color: var(--color-marine); background: var(--color-offwhite); }
.aside-nav li a[aria-current="page"] { color: var(--color-navy); font-weight: var(--weight-medium); border-left-color: var(--color-teal); background: var(--color-offwhite); }
.aside-cta { display: grid; gap: var(--space-8); padding: var(--space-32); border-radius: var(--radius); background: var(--color-navy); color: var(--text-on-dark); }
.aside-cta__title { font-family: var(--font-heading); font-size: var(--text-body-lg); font-weight: var(--weight-heading); line-height: 1.25; }
.aside-cta__text { color: var(--text-on-dark-muted); font-size: var(--text-body-sm); margin-bottom: var(--space-8); }
.aside-cta .btn { justify-self: start; }
.aside-cta__apply { display: inline-flex; align-items: center; min-height: 44px; color: var(--color-white); font-weight: var(--weight-medium); text-decoration: none; }
.aside-cta__apply:hover { text-decoration: underline; }
.aside-cta :focus-visible { outline-color: var(--color-teal); }
/* En móvil no se muestra: la sección ya está en el menú y en "Relacionado", y el llamado a calcular en la banda "Siguiente paso". */
@media (max-width: 1079px) { .page-aside { display: none; } .page-body--sidebar { gap: 0; } }

/* ---------- Glosario (Pages/Glosario.cshtml) ---------- */
.glossary-hero { display: grid; gap: var(--space-32); align-items: end; }
@media (min-width: 960px) { .glossary-hero { grid-template-columns: 1fr auto; } }

/* Barra de búsqueda y filtros: queda pegada bajo el header al bajar. */
.glossary-toolbar {
  position: sticky; top: 72px; z-index: 5;
  display: grid; gap: var(--space-16); align-items: center;
  margin: 0 calc(-1 * var(--gutter)) var(--space-32); padding: var(--space-16) var(--gutter);
  background: rgba(247, 249, 251, 0.96); border-bottom: 1px solid var(--color-border);
  backdrop-filter: blur(6px);
}
.glossary-toolbar[hidden] { display: none; }
@media (min-width: 960px) { .glossary-toolbar { grid-template-columns: minmax(280px, 1fr) auto auto; } }
.glossary-search { position: relative; display: flex; align-items: center; }
.glossary-search svg { position: absolute; left: 14px; color: var(--text-secondary); pointer-events: none; }
.glossary-search input {
  width: 100%; height: 48px; padding: 0 var(--space-16) 0 44px;
  border: 1px solid var(--color-border-input); border-radius: var(--radius);
  background: var(--color-white); color: var(--color-navy); font: inherit;
}
.glossary-search input:focus { outline: 2px solid var(--focus-ring); outline-offset: 0; border-color: var(--focus-ring); }
.glossary-filters { display: flex; flex-wrap: wrap; gap: var(--space-8); }
.chip {
  min-height: 44px; padding: 0 var(--space-16); border-radius: var(--radius-pill);
  border: 1px solid var(--color-border-input); background: var(--color-white); color: var(--color-navy);
  font: inherit; font-size: var(--text-body-sm); font-weight: var(--weight-medium); cursor: pointer;
  transition: background-color 0.15s ease-out, border-color 0.15s ease-out, color 0.15s ease-out;
}
.chip:hover { border-color: var(--color-marine); }
.chip[aria-pressed="true"] { background: var(--color-navy); border-color: var(--color-navy); color: var(--color-white); }
.glossary-count { font-size: var(--text-body-sm); color: var(--text-secondary); white-space: nowrap; }

/* Tarjetas de término */
.glossary-cards { display: grid; gap: var(--space-24); grid-template-columns: 1fr; }
@media (min-width: 768px) { .glossary-cards { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (min-width: 1200px) { .glossary-cards { grid-template-columns: repeat(3, minmax(0, 1fr)); } }
.term-card {
  position: relative; display: grid; gap: var(--space-8); align-content: start;
  padding: var(--space-32) var(--space-24) var(--space-24);
  background: var(--color-white); border: 1px solid var(--color-border); border-radius: var(--radius);
  border-top: 4px solid var(--color-marine); scroll-margin-top: 180px;
  transition: border-color 0.2s ease-out, transform 0.2s ease-out;
}
.term-card[hidden] { display: none; }
.term-card:hover { transform: translateY(-2px); }
/* Al llegar desde un enlace (#apr) el término se destaca. */
.term-card:target { border-color: var(--color-teal); box-shadow: 0 0 0 3px rgba(36, 182, 178, 0.35); }
.term-card__head { display: flex; flex-wrap: wrap; align-items: baseline; justify-content: space-between; gap: var(--space-8) var(--space-16); padding-right: var(--space-24); }
.term-card__en { font-family: var(--font-heading); font-size: var(--text-heading-sm); font-weight: var(--weight-heading); line-height: 1.15; }
.term-card__tag {
  font-size: var(--text-caption); font-weight: var(--weight-medium); text-transform: uppercase; letter-spacing: 0.06em;
  color: var(--color-marine); background: #E8F3F6; padding: 4px 10px; border-radius: var(--radius-pill);
}
.term-card__es { font-size: var(--text-body-lg); font-weight: var(--weight-medium); color: var(--color-teal-ink); }
.term-card__def { color: var(--text-secondary); }
.term-card__phrase { margin: var(--space-8) 0 0; padding: var(--space-16); background: var(--color-offwhite); border-radius: var(--radius); border-left: 3px solid var(--color-teal); display: grid; gap: 4px; }
.term-card__phrase figcaption { font-size: var(--text-caption); font-weight: var(--weight-medium); text-transform: uppercase; letter-spacing: 0.06em; color: var(--text-secondary); }
.term-card__phrase blockquote { margin: 0; font-style: italic; color: var(--color-navy); font-weight: var(--weight-medium); }
.term-card__phrase p { font-size: var(--text-body-sm); color: var(--text-secondary); }
  position: absolute; top: var(--space-16); right: var(--space-16);
  display: grid; place-items: center; width: 44px; height: 44px; margin: -10px -10px 0 0;
  color: var(--text-secondary); text-decoration: none; font-weight: var(--weight-medium); border-radius: var(--radius);
  opacity: 0.6;
}
.glossary-empty { display: grid; gap: var(--space-8); justify-items: start; padding: var(--space-48) 0; }
.glossary-empty[hidden] { display: none; }
.glossary-note { margin-top: var(--space-48); padding-top: var(--space-24); border-top: 1px solid var(--color-border); color: var(--text-secondary); }
.glossary-note a { display: inline-flex; align-items: center; min-height: 44px; font-weight: var(--weight-medium); white-space: nowrap; }

/* ---------- Página de desarrollo /dev/imagenes ---------- */
.dev-images { display: grid; gap: var(--space-24); }
.dev-image { grid-template-columns: 1fr; }
@media (min-width: 960px) { .dev-image { grid-template-columns: 0.8fr 1.2fr; align-items: start; } }
.dev-image__preview .media { border-radius: var(--radius); }
.dev-image__info { display: grid; gap: var(--space-16); }
.dev-image__meta { display: grid; gap: var(--space-8); font-size: var(--text-body-sm); }
.dev-image__meta div { display: grid; grid-template-columns: 150px 1fr; gap: var(--space-16); }
.dev-image__meta dt { color: var(--text-secondary); }
.dev-image textarea { width: 100%; font: inherit; font-size: var(--text-body-sm); padding: var(--space-8); border: 1px solid var(--color-border-input); border-radius: var(--radius); }

/* =====================================================================
   Formulario de solicitud (/aplicar)
   ===================================================================== */
.page-hero--form { padding: var(--space-64) 0 var(--space-48); }
.form-assurances { display: flex; flex-wrap: wrap; gap: var(--space-8) var(--space-24); margin-top: var(--space-24); font-size: var(--text-body-sm); color: var(--text-secondary); }
.page-hero--media .form-assurances { color: rgba(255, 255, 255, 0.92); }
.form-assurances li { display: flex; align-items: center; gap: var(--space-8); }
.form-assurances li::before { content: ""; width: 8px; height: 8px; border-radius: 50%; background: var(--color-teal); flex: none; }

.application { max-width: 1120px; }
.application-form { display: grid; gap: var(--space-24); }
.req { color: var(--color-error); font-weight: var(--weight-heading); }

/* Encabezado: "Referido por" + aviso de seguridad */
.app-top { display: grid; gap: var(--space-24); align-items: start; }

.app-ssl { border: 1px solid var(--color-border); border-left: 4px solid var(--color-teal); border-radius: var(--radius); background: var(--color-white); padding: var(--space-16) var(--space-24); font-size: var(--text-caption); color: var(--text-secondary); line-height: 1.5; }
.field input[readonly] { background: var(--color-offwhite); color: var(--color-navy); font-weight: var(--weight-medium); }

/* Bloques del formulario */
.app-block { border: 1px solid var(--color-border); border-radius: var(--radius); background: var(--color-white); padding: var(--space-32); margin: 0; min-width: 0; display: grid; gap: var(--space-24); align-content: start; }
@media (max-width: 767px) { .app-block { padding: var(--space-24) var(--space-16); } }
.app-cols { display: grid; gap: var(--space-24); }
@media (min-width: 992px) { .app-cols { grid-template-columns: 1fr 1fr; } }
.app-cols > .app-col { display: grid; gap: var(--space-24); align-content: start; min-width: 0; }
.app-title { font-family: var(--font-heading); font-size: var(--text-heading-sm); color: var(--color-navy); text-align: center; margin: 0; }
.app-subtitle { font-family: var(--font-heading); font-size: var(--text-body); color: var(--color-navy); text-align: center; margin: 0; padding-top: var(--space-16); border-top: 1px solid var(--color-border); }
.app-note { font-size: var(--text-body-sm); color: var(--text-secondary); margin: 0; padding-top: var(--space-16); border-top: 1px solid var(--color-border); }
.app-legal { font-size: var(--text-body-sm); line-height: 1.6; color: var(--text-primary); margin: 0; }

/* Fecha de nacimiento: día / mes / año */
.dob-group { display: grid; grid-template-columns: 1fr 1.6fr 1.2fr; gap: var(--space-8); }

/* Sí/No y opciones en línea, más compactas que las tarjetas */
.choice-group--inline .choice { min-height: 44px; }

.optional { font-weight: var(--weight-regular); color: var(--text-secondary); font-size: 0.85em; }

.form-grid { display: grid; gap: var(--space-16); grid-template-columns: repeat(2, minmax(0, 1fr)); }
@media (min-width: 768px) { .form-grid { grid-template-columns: repeat(4, minmax(0, 1fr)); } }
.form-grid > .field { grid-column: span 2; }
@media (min-width: 768px) { .form-grid > .field { grid-column: span 1; } .form-grid > .field--span2 { grid-column: span 2; } }
.form-grid > .field--span4, .form-grid > .field--span2.field__hint, .form-grid > p.field--span4 { grid-column: 1 / -1; }
.field__label { font-size: var(--text-body-sm); font-weight: var(--weight-medium); color: var(--color-navy); }
.field__error { color: var(--color-error); font-size: var(--text-body-sm); }
.field__error:empty { display: none; }
.field input.input-validation-error, .field select.input-validation-error { border-color: var(--color-error); }

/* Opciones (radio / casilla) */
.choice-group { display: flex; flex-wrap: wrap; gap: var(--space-8); }
.choice { display: inline-flex; align-items: center; gap: 10px; min-height: 48px; padding: 0 var(--space-16); border: 1px solid var(--color-border-input); border-radius: var(--radius); background: var(--color-white); cursor: pointer; font-weight: var(--weight-medium); }
.choice:has(input:checked) { border-color: var(--color-marine); background: #EEF6F8; box-shadow: inset 0 0 0 1px var(--color-marine); }
.choice:has(input:focus-visible) { outline: 2px solid var(--focus-ring); outline-offset: 2px; }
.field .choice input, .choice input { width: 20px; height: 20px; min-height: 0; padding: 0; margin: 0; flex: none; accent-color: var(--color-marine); }
.choice--block { display: flex; align-items: flex-start; padding: var(--space-16); line-height: 1.5; font-weight: var(--weight-regular); }
.choice--block input { margin-top: 2px; }

.form-optional { border-top: 1px solid var(--color-border); padding-top: var(--space-16); }
.form-optional > summary { display: flex; align-items: center; min-height: 44px; cursor: pointer; color: var(--color-marine); font-weight: var(--weight-medium); }
.form-optional[open] > summary { margin-bottom: var(--space-16); }
.co-applicant { margin-top: var(--space-16); }
.co-applicant[hidden], .form-optional[hidden], .field[hidden], .app-cols[hidden] { display: none; }

.consent { display: grid; gap: var(--space-8); }
.g-recaptcha { min-height: 78px; }

.form-submit { display: flex; justify-content: flex-start; }
.form-submit button:disabled { opacity: 0.6; cursor: progress; }

.form-alert { border: 1px solid var(--color-error); background: #FDF1F0; color: var(--color-error); border-radius: var(--radius); padding: var(--space-16) var(--space-24); display: grid; gap: var(--space-8); justify-items: start; }
.form-alert:empty, .form-alert.validation-summary-valid { display: none; }
.form-alert ul { list-style: disc; padding-left: 1.25rem; }
.thanks-steps { margin: var(--space-32) 0; max-width: 60ch; }

/* Aviso de vista previa del formulario (solo QA) */
.preview-note { border: 1px solid #E8C25A; background: #FFF8E5; color: #5C4300; border-radius: var(--radius); padding: var(--space-16) var(--space-24); margin-bottom: var(--space-24); }
.preview-note--action { display: grid; gap: var(--space-16); justify-items: start; }
.form-submit .microcopy { flex-basis: 100%; margin: 0; }
.form-submit { flex-wrap: wrap; gap: var(--space-16); }
.form-submit button:disabled { opacity: 0.5; cursor: not-allowed; }